Rates & Fees

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The service of FinanceYourLoan.com is always free. FinanceYourLoan.com does not offer loan services to customers directly and is neither a lender nor a lending partner. FinanceYourLoan.com seeks its database containing its network of lenders and lending partners based on the data you provide. This allows it to match you with a lender or lending partner who might make you an offer on a loan.

All possible loan fees and interest rates must be fully disclosed to borrowers in accordance with the Truth in Lending Act. Your lender or lending partner should inform you of all fees and rate information at the time of approval. Most lenders and lending partners will send you to an e-signature page after the lender or lending partner approves your application. The lender or loan partner you were linked to has given you with this page.

Full Disclosure of Terms

All fees and rate information related to the loan that the lender or lending partner is offering you is included in the documentation that they deliver. Before accepting the terms of the loan, please carefully read over the charge and rate information that your lender or lending partner has supplied you. You are not required to agree to these terms. E-sign the page and wait for the transfer of your funds if you determine that the loan parameters outlined in the lender or lending partner contract are acceptable and you would like to move forward with the loan process.

Your lender or lending partner is the only one who can decide on the loan fees and interest rates; the precise amounts will depend on the data you provided to them. The loan terms between you and your lender or lending partner are not within the control of FinanceYourLoan.com, nor is it aware of them. If a lender or lending partner's loan terms are unacceptable to you, you are not required to proceed with the request procedure.

Non-payment Policy

If you can't pay back your loan, you can be subject to additional penalties or charges. Using commercially reasonable efforts, FinanceYourLoan.com exclusively collaborates with respectable lenders and lending partners committed to pursue past-due account collections in a fair and reasonable manner.

Loan Renewal Policy

State regulatory laws primarily control loan renewal policies. Interest rates and any potential late fines can significantly increase the total cost of your loan in places where rollovers, or repayment period extensions, are permitted.