Please read this information carefully and print a copy and/or retain this information for future reference..

Please read this information carefully and print a copy and/or retain this information for future reference.

Introduction. You are in the process of submitting a request to be connected with one of our third-party lenders or lending partners. To facilitate this process, the third-party lenders or lending partners require your consent to use electronic signatures, records, and disclosures ("E-Consent"). This document outlines your rights regarding electronic disclosures, notices, and information. By clicking the link to agree to our terms, you acknowledge that you have received this E-Consent and that you agree to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").

Option for Paper or Non-Electronic Records.  You have the right to request any Disclosures in paper form by contacting the third-party lender or lending partner directly. They will provide these paper copies at no cost to you. Additionally, the third-party lenders or lending partners will retain all Disclosures as required by applicable law.

Scope of Consent. This E-Consent applies to all online interactions between you and the third-party lender or lending partner, including those conducted on mobile devices such as smartphones and tablets. By agreeing to this E-Consent, the third-party lender or lending partner may handle your information and conduct all online transactions with you electronically. This includes sending you notices related to these interactions and transactions electronically. Disclosures may be provided on our website or the websites of third-party lenders or lending partners, and they may also be sent via email.

Consenting to Conduct Business Electronically.  Before deciding to conduct business electronically with third-party lenders or lending partners, you should ensure that you have the necessary hardware and software capabilities, as described below.

Hardware and Software Requirements. To access and retain the Disclosures electronically, you will need the following: a PC or MAC compatible computer or another device capable of accessing the Internet, an active email account, and an Internet browser that supports at least 128-bit encryption, such as Microsoft® Internet Explorer, Mozilla Firefox®, or similar. To view certain documents, you may need a PDF reader like Adobe® Acrobat Reader X® or Foxit®. You will also need a printer or long-term storage device (e.g., your computer's disk drive) to retain copies of the Disclosures for future reference. If you have any questions about the hardware and software requirements, please contact the third-party lenders or lending partners directly.

Withdrawing Consent. Your E-Consent for our service, and for the third-party lenders’ or lending partners’ consideration of your request, cannot be withdrawn because this is a one-time transaction. If you are connected with a third-party lender or lending partner, you may withdraw your E-Consent at any time and at no charge. However, withdrawing this E-Consent before receiving credit may prevent you from obtaining credit from that lender or lending partner. To withdraw your E-Consent, contact the third-party lender or lending partner directly. Note that withdrawing E-Consent does not affect the legal validity or enforceability of prior electronic Disclosures.

Updating Your Contact Information.  It is your responsibility to keep the third-party lenders or lending partners informed of any changes to your electronic or mailing address. You may update your contact information by logging into the third-party lender’s or lending partner’s website or by sending them a written update by mail.

Your Ability to Access Disclosures.  By clicking the link, you agree to our terms and confirm that you can access the Disclosures in the formats described above.

Consent. By clicking the link, you agree to the terms. You acknowledge that you have read this information regarding electronic signatures, records, disclosures, and conducting business electronically. You consent to using electronic signatures, receiving all Disclosures electronically, and conducting business with the lender or lending partner electronically. You also acknowledge that you may request a paper copy of the electronic records and Disclosures at no charge. If you choose not to proceed, it indicates that you do not wish to use electronic signatures or conduct this transaction electronically. You also understand that your consent to electronic Disclosures is required to receive services from third-party lenders or lending partners over the Internet.